Thursday, December 27, 2012

Shopping Insurance Coverage In This Economy


This is the type of economy in which many people price shop their service providers.  That is a wise move, including the shopping of insurance coverage.  When you shop, you should ensure that you are dealing with a quality company with a good reputation for paying claims.  Financial strength in this economy is also a vital consideration for the carrier.

As you shop, it is important to consider the proper coverage and the possible value of a local insurance agent.  The “no agent” companies can sometimes offer a good price.  However, setting the right coverage limits is so important that most people that are serious about protection prefer the advice of a trusted local agent.  If your liability limits are too low when the accident happens, it is your life savings at risk.

In my recent shopping experience, I ended up placing my insurance with Scott Cameron State Farm. The company offers the financial strength and claims paying reputation that I wanted.  Additionally, Scott and his staff proved to be excellent at follow up, easy to deal with and consultative in their approach.  The savings didn’t hurt either!